The Public Entity Pool for Liability (PEPL Fund) was created to provide tort liability coverage for employees of the State of South Dakota. PEPL provides State employees with a $1 million per occurrence coverage limit for general liability, public officials’ errors and omissions liability, automobile liability, law enforcement liability, and some medical malpractice liability. Details of the coverage are provided in a formal “Agreement” and “Memorandum of Coverage” between the State and PEPL.

A State employee is defined as all current and former employees and elected officers of the state, whether classified, unclassified, licensed or certified, permanent or temporary, whether compensated or not. The term includes employees of all branches of government including the judicial and legislative branches and employees of constitutional, statutory and executive order boards, commissions and officers. The term does not include independent contractors.

For details of the coverage, please refer to the formal Agreement and Memorandum of Coverage.