http://www.bhsu.edu RSS feeds for Black Hills State University 60 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4219/Loan-Counseling.aspx#Comments 0 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=796&ModuleID=25264&ArticleID=4219 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=4219&PortalID=0&TabID=796 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4219/Loan-Counseling.aspx Loan Entrance Counseling Direct William D. Ford Loan Counseling Federal Perkins Loan Counseling  Loan Exit Counseling Federal Stafford Loan Federal Perkins Loan     Tue, 20 Mar 2012 14:27:00 GMT f1397696-738c-4295-afcd-943feb885714:4219 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4183/Grants.aspx#Comments 0 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=796&ModuleID=25264&ArticleID=4183 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=4183&PortalID=0&TabID=796 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4183/Grants.aspx Who is elibigle? Pell and Supplemental Educational Opportunity (SEOG) grants are awarded on the basis of financial need. Federal TEACH Grant is based on GPA or academic testing and is available to both undergraduate and graduate; the service agreement and counseling (at service agreement link) must be completed if student is eligible. TEACH recipients must teach 4 years in a high-need field in a low-income school as defined by the Department of Education (link on TEACH Grant). The federal government funds the Pell Grant Program and SEOG to undergraduate students.   How do I apply? You apply for these grants when you fill out the need analysis form (FAFSA). The FAFSA is available after January 1 of each year for the following summer, fall and spring semesters' aid; please go to FAFSA Online. Funding is limited for SEOG. Students who submit the FAFSA by March 1 (the priority deadline) will be considered for SEOG and federal work-study. Mon, 05 Mar 2012 18:50:00 GMT f1397696-738c-4295-afcd-943feb885714:4183 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4182/Direct-Parent-PLUS-loan.aspx#Comments 0 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=796&ModuleID=25264&ArticleID=4182 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=4182&PortalID=0&TabID=796 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4182/Direct-Parent-PLUS-loan.aspx Who is eligible? Natural or adoptive parents of dependent students who meet federal government eligibility requirements. A credit analysis will be required. Contact the Award Handbook for more information. How do I apply? Connect to the link below for the Direct Parent PLUS Loan Confirmation Form; Master Promissory Note (MPN) is filled out after completion of confirmation form. PLUS Loan Conf Form 2013-14 Or contact the Financial Aid Office for a paper certification Amount Available Cost of attendance per child (minus other aid) is the only cap on PLUS limits. Cost and fees up to 4.5% fee on each loan.  Interest begins to accrue from the date the funds are disbursed. Repayment Interest rate accures on disbursed amounts; fixed interest rate of 7.9% beginning July 1, 2006. Repayment begins 30-60 days after loan is fully disbursed. $50 minimum monthly payment; 10-year maximum repayment period. Repayment with Direct Loans, www.myedaccount.com . Mon, 05 Mar 2012 18:44:00 GMT f1397696-738c-4295-afcd-943feb885714:4182 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4181/Direct-Unsubsidized-Loan--Independent-Student.aspx#Comments 0 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=796&ModuleID=25264&ArticleID=4181 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=4181&PortalID=0&TabID=796 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4181/Direct-Unsubsidized-Loan--Independent-Student.aspx Who is eligible? Independent undergraduate who do not qualify in whole or in part for a Direct Subsidized Loan.  Graduate students only qualify for Direct Unsubsidized Loan beginning July 1, 2012. How do I apply? BHSU will send you an award letter indicating your maximum unsubsidized Direct Loan eligibility and will provide you with instructions on how to apply -- refer to Award Handbook. If questions, contact the Financial Aid Office. Amount Available The combination of subsidized and unsubsidized Federal Stafford Loans cannot exceed: Freshman -- $9,500 Sophomore -- $10,500 Junior/Senior -- $12,500 Grad year -- $20,500 Cumulative Totals: $57,500 undergraduates $138,500 graduate and professionals. Cost & Fees up to 1.a0% fee on each loan. Interest begins at time of disbursement. Students are encouraged to make interest payments while in school, however, they can let the interest capitalize making the loan an extremely higher loan. Repayment Interest is a fixed 6.8% rate. Interest begins accruing from the date the funds are disbursed. The borrower may make the interest payment or have them capitalized. Payments may be deferred up to six months after graduation, withdrawal, or dropping below half-time enrollment. $50 minimum monthly payment; 10-year maximum repayment period. Repayment with Direct Loans, www.myedaccount.com . Mon, 05 Mar 2012 18:33:00 GMT f1397696-738c-4295-afcd-943feb885714:4181 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4180/Direct-Unsubsidized-Loan--Dependent-Student.aspx#Comments 0 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=796&ModuleID=25264&ArticleID=4180 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=4180&PortalID=0&TabID=796 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4180/Direct-Unsubsidized-Loan--Dependent-Student.aspx Who is elibigle? Dependent undergraduate students who do not qualify in whole or in part for a Subsidized Direct Loan. How do I apply? BHSU will send you an award letter indicating your maximum unsubsidized Direct Loan eligibility and will provide you with instructions on how to apply -- refer to the Award Handbook. The application can be found at the Direct Loan MPN link at the top of this Student Loan tab. If questions, contact the Financial Aid Office. Amount Available  The combination of subsidized and unsubsidized Direct Loans cannot exceed Direct Loan limits. Refer to Award Handbook. Cost & Fees up to 1.10% fee on each loan. Interest begins at time of disbursement. Students are encouraged to make interest payments while in school, however, they can let the interest capitalize making the loan an extremely higher loan.   Repayment Interest is a fixed 6.8% rate. Interest begins accruing from the date the funds are disbursed. The borrower may make the interest payment or have them capitalized. Payments may be deferred up to six months after graduation, withdrawal, or dropping below half-time enrollment. $50 minimum monthly payment; 10-year maximum repayment period. Repayment with Direct Loans, www.myedaccount.com . Mon, 05 Mar 2012 18:23:00 GMT f1397696-738c-4295-afcd-943feb885714:4180 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4178/Direct-Subsidized-Loan.aspx#Comments 0 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=796&ModuleID=25264&ArticleID=4178 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=4178&PortalID=0&TabID=796 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4178/Direct-Subsidized-Loan.aspx Who is eligible? Undergraduate students based on financial need. How do I apply? BHSU will send you an award letter indicating your maximum Direct William D. Ford Loan eligibility and will provide you with instructions on how to apply. Please review Award Handbook , If questions, contact the Financial Aid Office. Amount Available Maximum Annual Eligibility (beginning July 1, 2007): Freshman -- $3,500 Sophomore -- $4,500 Junior/Senior -- $5,500 Grad year -- $8,500   Cumulative Totals: $23,000 undergraduates $65,500 graduate and professionals. Additional unsubsidized available for Independent Students   Cost & Fees up to 1.10% fee on each loan. Interest is paid by federal government during the repayment period on loans disbursed prior to July 1, 2012. After July 1, 2012, all new loans interest begins at time of dropping below half-time/graduation.   Repayment Interest rate is a fixed of 6.8% beginning July 1, 2013 for undergraduate students. Interest is paid on the Subsidized Direct Loan by the federal government while the student is in school; beginning July 1, 2012 new loans will NOT have interest paid during the grace period or deferment periods. Repayment starts six months after graduation, withdrawal or dropping below half-time enrollment. $50 minimum monthly; 10-year maximum repayment period. Repayment with Direct Loans, www.myedaccount.com . Mon, 05 Mar 2012 18:13:00 GMT f1397696-738c-4295-afcd-943feb885714:4178 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4177/Federal-Perkins-Loan.aspx#Comments 0 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=796&ModuleID=25264&ArticleID=4177 http://www.bhsu.edu/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=4177&PortalID=0&TabID=796 http://www.bhsu.edu/Admissions/PayforCollege/FinancialAid/LoansGrants/tabid/796/articleType/ArticleView/articleId/4177/Federal-Perkins-Loan.aspx Who is eligible? Undergraduate and graduate students based on financial need. How do I apply? You apply for a Federal Perkins Loan when you fill out the need analysis (FAFSA). BHSU is the lender for this loan and handles the paperwork. Funding is limited. Applications must be submitted by March 1 for priority consideration.  For more information review the Award Handbook. Amount Available Undergraduate: Up to $4,000 per year Up to $20,000 cumulative total for the bachelor's degree. Graduate: Up to $6,000 per year. Up to $40,000 cumulative total for the master's degree, including undergraduate loans. Cost and Fees Interest during the repayment period. Repayment 5% interest. Monthly repayment starts nine months after graduation, withdrawal or dropping below half-time enrollment. $40 minimum monthly payment; 10-year maximum repayment period. Also some cancellations possibilities with teaching full-time at low-income schools and some other professions described in law (visit with Perkins Loan Officer in Student Financial Services).  Mon, 05 Mar 2012 17:58:00 GMT f1397696-738c-4295-afcd-943feb885714:4177