Black Hills State University
What Type of Gift is for Me?

Find the type of gift that matches your goal for a donation. If you have any questions, please contact us. We're here to answer any of your questions.

If your goal is to: Then you can: And your benefits are:
Give a quick and easy gift Make a cash donation (Please check to see if your place of employment offers a matching gift program.) An income tax deduction and immediate impact for the university
Avoid tax on capital gains Contribute long-term appreciated stock or other securities A charitable deduction plus no capital gains tax
Defer a gift until after your lifetime Put a bequest in your will (cash or specific property) Your donations are fully exempt from estate tax
Make a large gift with little cost to yourself Contribute a life insurance policy Current and possibly future income tax deduction
Avoid the double taxation on IRA or other retirement plan assets Name the foundation as the beneficiary of the remainder of your retirement plan assets after your lifetime This will allow you to leave your family other assets that carry less tax liability
Avoid the capital gains tax on the sale of a home or other real estate Donate the property or sell it to the foundation at a bargain price An income tax deduction, plus reduction or elimination of capital gains tax
Protect yourself from inflation over the long term Create a charitable remainder unitrust It pays you a variable income for life and provides tax benefits
Secure a life income while avoiding market risks Create a charitable remainder annuity trust It provides tax benefits and often boosts your rate of return
Secure a lifetime income for yourself and spouse Create a charitable gift annuity Possible income tax savings, estate tax savings
Reduce gift and estate taxes on assets you pass to your children and grandchildren Create a charitable lead trust that pays income to us for a specific term of years It has the estate tax benefits of a gift, but your family keeps the property


Ready to make a donation? Donate online or contact us today.